Law Effective October 1, 2016
Under a new law in Maryland, a workers’ compensation insurer may file a rating plan that provides for a premium discount for appropriate classifications (or sub-classifications) of a risk of up to 4% to an insured employer that has an alcohol- and drug-free workplace policy that may include one or more of the following programs:
- An alcohol and drug testing program;
- An employee education program on alcohol and drug abuse;
- A supervisor education program on alcohol and drug abuse;
- An employee assistance program that includes referrals of employees for appropriate diagnosis, treatment, and assistance;
- A program requiring an employee who has caused or contributed to an accident while at work to undergo alcohol or drug testing; and
- Any other program that the insurer deems effective to encourage an alcohol- and drug-free workplace.
Note: An insurer is not required to provide a premium discount under the new state law if the insured is required under federal or state law to test its employees for drugs or otherwise provide an alcohol- and a drug-free workplace.
The law is effective October 1, 2016. Click here to read the text of the law.
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